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MoonPay has launched MoonPay Trade, a platform that gives financial institutions a single integration point to execute transactions across more than 200 blockchains and protocols, targeting the growing market for tokenized real-world assets and onchain liquidity, the company said in a statement on Thursday.
The platform is built on the technology of Decent.xyz, a Y Combinator-backed cross-chain routing startup MoonPay acquired. Decent, founded in 2021, built proprietary bridge infrastructure and routing algorithms that deliver optimised execution across chains including Ethereum, Solana, Base, Hyperliquid, and Bitcoin. MoonPay Trade pairs that routing layer with support for over 120 fiat currencies, connecting traditional payment rails directly to onchain settlement.
The platform is designed to handle the complexity that has made onchain participation difficult for regulated institutions: cross-chain execution, collateral movement, tokenized fund subscriptions, and compliance infrastructure are all managed through a single API. MoonPay Trade also integrates with DeFi lending protocols including Morpho, Aave, and Maple Finance, enabling tokenized fund distribution and yield-generating vault applications for institutional clients.
MoonPay Trade will serve as the execution layer for MoonPay Institutional, the company's dedicated business unit for financial services firms, led by Caroline D. Pham, former acting chair of the Commodity Futures Trading Commission. Pham's appointment and the platform launch together signal MoonPay's intent to position itself as infrastructure connecting regulated finance to onchain markets, not just a consumer-facing on-ramp.
The timing reflects real market momentum. Tokenized real-world assets have surpassed $25 billion in onchain value, up from under $2 billion three years ago. Boston Consulting Group projects that figure could reach $14 trillion by 2030. Total DeFi protocol TVL exceeds $100 billion. MoonPay also recently acquired DFlow, a Solana-native execution layer that processed more than $12 billion in trading volume in Q1 2026, extending the company's reach beyond EVM chains.
Founded in 2019, MoonPay claims more than 30 million customers across 180 countries and over 500 enterprise clients. The company has completed more than six acquisitions over the past 18 months as it builds out end-to-end infrastructure for moving value between fiat and digital assets. MoonPay Trade is the clearest statement yet of where that buildout is heading.
